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Ummah Square – Terms of Use

Welcome to Ummah Square, a multi-vendor marketplace built to serve everyone while operating on Islamic principles and promoting a circular economy. By using our services, you agree to these Terms of Use and our other posted policies.

Accepting These Terms

By accessing or using Ummah Square, you agree to be bound by these Terms of Use as well as any other policies, guidelines, or rules posted on the platform. If you do not agree with any part of these Terms, you must not use Ummah Square.

Related Policies

These Terms incorporate by reference our Privacy Policy and any other guidelines posted on the platform. By using Ummah Square, you agree to comply with all such terms.

Your Privacy

We respect your privacy. Please review our Privacy Policy to understand how we collect, use, and share your personal information when you use our platform.

Your Account

To access certain features like buying or selling, you must create an account. You agree to provide accurate and complete information, keep it updated, and maintain the confidentiality of your account credentials. You are solely responsible for all activities under your account.

Your Content

When you post content (product listings, images, descriptions, reviews), you retain ownership of it, but you grant Ummah Square a non-exclusive, royalty-free, transferable, sub-licensable, worldwide license to use, display, reproduce, and distribute your content in connection with promoting and operating Ummah Square.

Acceptable Use

  • Upload content that is harmful, harassing, or violates any third-party rights
  • Engage in fraud, misrepresentation, or misleading behavior
  • Sell counterfeit, stolen, or prohibited items
  • Use bots, scrapers, or automated means to access the platform
  • Disrupt or interfere with the functioning of Ummah Square or its networks

Termination

We reserve the right to suspend or terminate your access or account at any time for any reason, including violations of these Terms. You may also request account deletion by contacting us. Upon termination, you must stop using the platform and delete any content you've retained from Ummah Square.

No Warranties

Ummah Square is provided "as is" and "as available" without warranties of any kind. We do not guarantee uninterrupted service or error correction. To the fullest extent allowed by law, we disclaim all warranties, including those of merchantability, fitness for a particular purpose, and non-infringement.

Limitation of Liability

We are not liable for indirect, incidental, special, consequential, or punitive damages arising from your use of Ummah Square. This includes, but is not limited to, loss of profits, data, or goodwill.

Indemnification

You agree to indemnify and hold harmless Ummah Square and its team from any claims, losses, or expenses arising out of your breach of these Terms, your use of the platform, or your violation of any law or third-party rights.

Disputes with Other Users

We encourage users to resolve disputes directly. If unresolved, you may contact us. We reserve the right to intervene and take actions including suspending or terminating accounts.

Disputes with Ummah Square

If a dispute arises between you and Ummah Square, we encourage a good faith effort to resolve it amicably. If unresolved, legal action must be taken in Nigerian courts, and you consent to exclusive jurisdiction there.

Legal Details

These Terms constitute the full agreement between you and Ummah Square. If any provision is deemed unenforceable, the remaining sections will remain in effect. Our failure to enforce any right is not a waiver of that right. You may not transfer your rights or obligations under these Terms without our written consent.

Ummah Square – Privacy Policy

1. Information We Collect

  • Personal data: name, email, phone number
  • Transaction data: purchase history, payment info (processed securely by third parties)
  • Technical data: device type, IP address, browser data, cookies

2. How We Use Information

  • To operate and enhance the platform
  • To process payments and fulfill orders
  • To offer customer support
  • To send important updates or marketing (with opt-out options)

3. Sharing Data

We do not sell your data. We may share it with trusted third parties (e.g., payment processors, logistics partners) to operate Ummah Square efficiently.

4. Cookies

Cookies help us improve user experience. You can manage cookie preferences via browser settings.

5. User Rights

Users can access, correct, or request deletion of their data. We adhere to Nigeria Data Protection Regulation (NDPR) and will respect your rights.

6. Data Security

We use encryption, secure servers, and administrative safeguards to protect your data.

7. Children's Privacy

We do not knowingly collect data from users under 13. Contact us if you suspect a minor has submitted data.

8. Legal Compliance

This policy complies with NDPR and relevant Nigerian law. We also accommodate GDPR requests when necessary.

9. Contact Us

For questions or data concerns, contact: ummahsquare2@gmail.com

10. Data Retention Policy

We will retain your personal information only for as long as necessary to fulfill the purposes outlined in this Privacy Policy or as required by law. Once your information is no longer needed for these purposes, we will securely delete or anonymize it.

If you wish to request the deletion of your account or personal information, you may contact us at support@ummahsquare.ng.

11. GDPR Legal Basis

If you are located in the European Union, we process your personal information based on one or more of the following legal bases:

  • Consent
  • Contract
  • Legal Obligation
  • Legitimate Interest

12. User Rights (GDPR/NDPR)

  • Right to Access
  • Right to Correct
  • Right to Delete
  • Right to Restrict Processing
  • Right to Object

To exercise these rights, contact us at support@ummahsquare.ng.

13. International Data Transfers

Your personal information may be processed and stored on servers located outside Nigeria. If you are located in the EU, transfers will comply with applicable data protection laws.

14. Third-Party Payment Services

We use Paystack, Flutterwave, or others for payments. These providers may collect and process your payment data. Please review their privacy policies.

15. Contact Information for Data Requests or Complaints

Email: ummahsquare2@gmail.com
Website: www.ummahsquare.com.ng